How Much Cash Do You Need to Buy a House in Arizona?

Published on: 10/27/2026

How much cash do you need to buy a house in Arizona? Down payment by loan type, Arizona closing costs from First American, prepaids, earnest money and seller credit limits, worked on a $400,000 home. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

Conventional loans
FHA loans
VA loans
Jumbo loans
DSCR loans
Bank statement loans
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